Official 2027 VA Disability Compensation Pay Rates (3.6% COLA)

Official 2027 VA Disability Monthly Compensation Rates (3.6% COLA)

VA disability compensation is 100% tax-free at federal, state, and local levels. Effective December 1, 2026 (reflecting the official 3.6% 2027 COLA), the schedules below reflect the statutory monthly rates, dependent allowances (spouse, children, parents), and Special Monthly Compensation (SMC-L at $5,077.26 / month).

📊 2027 Basic Monthly Rates — 3.6% COLA (Veteran Alone vs. With Spouse & Children)

Disability Rating	Veteran Alone (No Dependents)	Veteran with Spouse Only	Veteran with Spouse + 1 Child	Annual Tax-Free Equivalent (Alone)
10%	$186.92 / mo	N/A (Starts at 30%)	N/A (Starts at 30%)	$2,243.04 / year
20%	$369.50 / mo	N/A (Starts at 30%)	N/A (Starts at 30%)	$4,434.00 / year
30%	$572.36 / mo	$639.70 / mo	$690.46 / mo	$6,868.32 / year
40%	$824.49 / mo	$914.62 / mo	$981.96 / mo	$9,893.88 / year
50%	$1,173.68 / mo	$1,286.61 / mo	$1,370.52 / mo	$14,084.16 / year
60%	$1,486.68 / mo	$1,622.40 / mo	$1,722.89 / mo	$17,840.16 / year
70%	$1,873.55 / mo	$2,032.06 / mo	$2,149.13 / mo	$22,482.60 / year
80%	$2,177.83 / mo	$2,359.13 / mo	$2,492.77 / mo	$26,133.96 / year
90%	$2,447.34 / mo	$2,651.43 / mo	$2,801.65 / mo	$29,368.08 / year
100% P&T	$4,080.37 / mo	$4,307.86 / mo	$4,474.47 / mo	$48,964.44 / year

👨‍👩‍👧 2027 Dependent Addition Allowances (30%+)

Veterans rated 30% or higher are eligible for additional monthly dependent stipends:

Each Additional Child Under 18: +$37.30 – $116.03 / month (varies by rating tier)
Child in Qualifying College (18–23): +$119.14 – $375.03 / month
Each Dependent Parent: +$56.98 – $188.55 / month
Spouse Requiring Aid & Attendance (A&A): +$71.48 – $238.28 / month

⭐ Special Monthly Compensation (SMC 2027 + Half-Steps)

Statutory monthly rates under 38 U.S.C. § 1114 & 38 CFR §§ 3.350, 3.352 (Veteran Alone):

SMC-K (§ 3.350(a) Loss of Use / ED / FSAD): +$144.90 / mo (up to 3x K = +$434.70/mo)
SMC-S (§ 3.350(i) Housebound / 100% + 60% Rule): $4,567.24 / mo (+Spouse: $4,794.73)
SMC-L (§ 3.350(b) Regular Aid & Attendance): $5,077.26 / mo (+Spouse: $5,304.75)
SMC-L½ (§ 3.350(f)(3) L + 50% Half-Step): $5,339.62 / mo (+Spouse: $5,567.11)
SMC-M (§ 3.350(c)/(f)(4) Full-Step / Hands): $5,602.98 / mo • SMC-M½ (Half-Step): $5,987.31 / mo
SMC-N (§ 3.350(d)/(f)(4) Full-Step / Elbows): $6,372.48 / mo • SMC-N½ (Half-Step): $6,746.15 / mo
SMC-O / SMC-P (§ 3.350(e)–(f) Multiple / Paraplegia): $7,121.02 / mo (+Spouse: $7,348.51)
SMC-R.1 (§ 3.350(h)(1) / (f)(5) Higher A&A): $10,180.65 / mo (+Spouse: $10,408.14)
SMC-R.2 (§ 3.352(b) Skilled Care) & SMC-T (§ 3.350(j) TBI A&A): $11,677.45 / mo (+Spouse: $11,904.94)

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